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Old Sep 28, 2013, 9:25 pm
  #3  
Cana2013
 
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
wait for the low rate offers before you do balance transfer. I received several 0% interest offers for balance transfer in the last couple years. There is usually a 1% transfer processing fee, so not a real 0%.
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