People, this is not difficult. S&S sells variable load visas for the same $5.95 fee, on the same gift card rack, in the exact same way as Kroger, Safeway, and pretty much every other store that sells GCs. I'm guessing most of you go into a grocery once in awhile, and have probably walked by the huge gift card rack a thousand times. I don't get why people seem unable to spend 5 seconds during day-to-day activities doing the most trivial reconnaissance...