Originally Posted by
CFFrost
UNLESS you don't get instant approval. I had to do recon, and when I checked my credit it showed they had pulled ALL THREE bureaus.
Yeah...they did this for me too, the first time around. I was denied and on recon, they pulled all 3 and STILL didn't approve me.
"Too many recent inquiries, apply after 6 months"
This time around, when I reapplied (after 6 months), I was still not instantly approved. Fearing the worst, I called recon, and told them-
A.I waited like you told me.
B.If you are going to pull all 3 bureaus on me, don't even bother.I don't want the card.
Well, the analyst laughed and said he'd already decided to approve me.
Phew.
P.S- I find it interesting that Barclays (in my experience) is the only one where the analysts can see how many times you've called. The first time when I was denied, I called 3-4 times and by the 4th time, they pretty much told me, "Look, we can see you've been denied and that you've tried calling again and again...It's not going to work"