Originally Posted by
Raffles
Dovster - not many people get married in the UK these days (we never bothered) and the card companies would be out of business if they didn't treat unmarried couples the same as married couples. We are a fundamentally secular country, remember, in practice.
How, then, is the credit card issuer protected if the couple splits up? If the pair is married, both partners are liable for the debt. If they are not married, each is liable only for the debts he/she incurs and, in this case, if the partner has no income, she would have no way to pay off her charges.