1) Is it against the T&C? Yes, beaten to death in this thread.
2) Will you actually get your money? Most likely. I've used them on three occasions over a year or so spread and have gotten money both as a check as well as paypal deposit. All of my transactions were transferring my AMEX points to their FF accounts. Not sure if this link will get blocked but there is an 11+ page discussion about this on slick-deals-finance that has people's experiences with this.
Last edited by beckoa; Feb 23, 2015 at 3:16 am
Reason: Removing URL's