I'm in the same boat.
I want to transfer over b/f the devaluation from my wife's HA to my HH since I have AXON.
Problem is, I don't have the HA cc, so she can't transfer them into my HA account.
Do you think that begging is an options? Alternatively, I can sign up for cc's today, hope to be approved, and then transfer to my HA, and then to my HH.
What's the latest estimate of transfer time from HA to HH? Still 10-15 days?
Any advice?