Originally Posted by jatink129

In short, AP let's you transfer money from A-->B (unidirectional ONLY!) using a credit card. This appears as a regular charge and not as a cash advance.

VR is basically a reload card that you can buy with your credit card. They were pulled from OD but you can still find them at CVS.

There is a dedicated thread for both topics. PM me if you want in depth information about this stuff. Be happy to help.

Cheers. ^