Originally Posted by jamesteroh

When I had the Surpass card I never had a problem bookingAXON rewards.

I don't understand why anyone would have the surpass card over the Reserve card. Only advantage is 2 extra points per $ at Hilton and a SLIGHTLY lower fee. The small additional annual fee on the reserve is easilly offset with the free weekend night every year.

Another advantage to the reserve is that Visa is accepted at a lot more places than Am Ex.

I downgraded my Surpass back to the fee free when the card renewed in December. I'll use the reserve for most of my spending but will still use the Am Ex at Costco and for bonus categories.