Originally Posted by
COOLIO
Halifax clarity is also a good card - spot rate on purchases and withdrawals
... and a low interest rate on withdrawals - about 1% a month for most cardholders, and this can be cut for those willing to make an interim Faster Payment from their online bank account. (Too much bother for me, but I know some are keen.)
On one occasion, after my Clarity card account was settled by direct debit, interest on interest clicked in and the next month's balance was £0.01. Which they duly collected by direct debit. Surely the smallest possible bank transaction.