Originally Posted by
gpapadop
My mortgage guy is starting to put my file together for another refi. 2.99% for 15 year, no closing costs (yeah, really). I told him this would be the last time we do this
Closing on my 3.125% 30 year in a couple days. I strongly considered the 15 year, but the cash flow flexibility for the next few years was more important to me. Not to mention I hope to make more than 2-3% on my cash. I might throw a little extra towards principal while VR->BB is still viable.