Originally Posted by tys90

Quick data point for using Billpay to Wells Fargo Home Mortgages:

If you input the wrong loan number, the payment will still go through Bluebird's system but Wells Fargo won't process it. I had to call in to Bluebird to file a dispute and according to them, I will get an answer within 2 business days. Luckily Wells Fargo was patient with me about the mixed up payments and waived any late fees for this month. I went ahead and used their online system to make the payment via my checking account. No extra CC spend this month for me but could be worse.