For another data point. Tonight I bought a vanilla reload at both CVS and Walgreens in Norman, OK. Neither had a problem with me paying with a credit card. Though the second one I bought was declined the first time and I had to reswipe my card, but it went through. Got an text about a minute later from Chase to make sure it wasn't fraud. CVS had tons of reloads but I got the last one at Walgreens.