Originally Posted by
ricohitman
Because vanilla visa can't be used at costco. I'm one of those people that actually USES these cards and doesn't just cash them out.
One of its uses is to be cashed out (at an atm) so is that any different? Where did it say so in the t&c?
And also, there were many people who actually used netspend instead of just cashing that out, but all of them got shut down too.
So it doesnt make a difference in my mind.
All that said however, you actually do touch on a main point:
These entities secretly do despise those who *just* cash out such cards even if their own t&cs do not forbid it. Its strange but very true. I have seen this in other areas too but the point is that they make suppositions about the users of their products and that becomes the dictate.
I came to find that with netspend, it wasnt how it was used that caused a shut down, it was how the company saw what you loaded it with-- even as that product was on their own list of things you can in fact do.