Received the Visa and MC in the mail today. Reps verified that both were fee free for a year, and had the 50k TY point promotion, and had 0% interest for 12 months. The first rep said he hadn't seen the 50k offer combined with the 0% before. Glad I got in under the wire, hopefully they won't shut down the AA promo for a few months so I can get in on that next.