LOL, $40K spending gets you HHonors diamond status with the Citi Hhonors reserved card and the AMEX HHonors Surpass. With HHonors diamond, you can get very likely suite upgrade upon check-in and free breakfast + lounge access if there is one. Who would spend $40K on Hyatt card to earn 5 stays? Hyatt, you can't compete against your rivals with these "new" features. Try again please.