Originally Posted by
crabbing
penfed visa has no forex transaction fee, has no annual fee, and gives the equivalent of 1% cash back (up to a limit which i have never hit, and has higher returns for certain categories that don't appear to apply to you).
I believe the Penfed Visa (old version) has 0.25% cash back except for fuel which is 5% cash back. (I mainly use this card for my fuel purchases).
There is a new version that is on the points system instead of cash back but I haven't changed over since I mainly buy gas (5% cash back the next month) with this card.