Originally Posted by
ArthurSFO
So far I like the Ritz card. I stay at Ritz a fair bit, I like the upgrade-at-reservation, I like Marriott Gold (I do not travel enough to get it on my own). The incidentals refund cuts the eventual cost in half. And it looks pretty tight.
that is perfectly good explanation. People should be careful i "churning" cc's the more you do the more "visible" you to people that want your credit !!