I think it's unreasonable to critique based on a bow tie and consider this more of a personal attack than constructive criticism
I think to Daraius' credit he does the best job of at least trying to give honest card reviews and show alternative better offers. I don't think having credit card referrals is bad - as long as it doesn't become one long pimp show.
I think there are other blogs out there and we all know who they are that have basically become shill advertising for Chase and Amex and other products. I don't think MMS is at this level