Here is a breakdown of the three programs we looked at when seeing that the chase program is almost as good as the Amex FHR program but with a 95 dollar annual fee vrs 450 for the Amex.
the benefit example is for the La Qunita resort and spa. we booked for later this week with a rate of 98 and get all the benefits.
1. Chase Card, The Luxury Hotel & Resort Collection (Sapphire or Explorer card-level holders):
- Free Breakfast for Two Persons
- $100 Property Credit (we used ours toward food, beverage, and retail; also applies for golf and spa purchases; credit applied to bill upon checkout)
- room upgrade upon arrival (when available)
2. VISA Signature Luxury Hotel Collection (VISA Signature card-level holders):
- Free Breakfast for Two Persons (limited to $25/pp)
- $25 Property Credit (check details of what this applies toward at check-in)
- Room Upgrade Upon Arrival (when available)
3. American Express, Fine Hotels & Resorts (Platinum card-level holders):
- Free Continental Breakfast for Two Persons
- $100 credit (check details of what this applies toward at check-in)
- Noon/Early Check-In (when available)
- 4p.m. Guaranteed Late Checkout (VERY nice perk!)
- Room Upgrade Upon Arrival (when available)