Originally Posted by
lcpteck
This is great! I started a thread about a year ago where I got a survey from Citi asking me all these questions about a card and what fee I would be willng to pay for what benefits.
I may downgrade my surpass card to a free card if I can figure out how to apply or get my current citi card upgraded. More places take visa than Am Ex so it wouldn't be any harder to get my $40k spend in and for the people that can't get $20 a year in spending this will be a cheap way for Gold status.
Only problem I see is for people who get gold the traditional way, this could mean a lot more gold HH members to compete for upgrades with. The no foreign transaction fee is a nice benefit as well