ha yeah I was reading the card policies and two personal in a 60 day period. I just thought it was weird they approved to amex's - and I have no idea how my ie just blanked and switched to an amex app. If i do get the two amexs I will just go with that and start using one right away to fufil the req. I am not too concerned if don't get the visa just more if I have two amex I can get the miles from both>