I like to drive my car in the snow when it shouldn't be. I live way outside of town with a very long driveway, and drive a genesis coupe in NW Ohio winters. AAA will yank me out my driveway about once every second or third year. Couple that with hotel discounts of a few bucks, discount movie tickets, and the occasional, I've run over yet another nail, screw, glass, etc and have a flat tire that I am unwilling to change and you can see that I have no issues paying the bill.