jspector

Hi all,

So I just cancelled three cards I had with citi (it was time to drop the AA cards), dropping my available credit down quite a bit. I now have only the cards that I want for regular point earning, SPG from amex, Forward from citi, and Sapphire Preferred from chase.

To try to protect my score, I want to recover some of the credit line that I lost on the cards I cancelled. But if I need hard credit pulls, maybe just better to pick new cards with new sign up bonuses instead. Do citi and chase have any mechanism for increasing credit with no hard pull? I got the sapphire preferred ~4 months ago at a fairly low limit vs. my cards from other issuers, and have been putting a TON of spend on it (spending and paying off the full limit roughly 3 times a month). I'm hoping that their systems may notice this and increase the limit or something.

Thanks!