Originally Posted by
rxgeek
My wife holds a 2 year old Delta Amex with the $95 annual fee due in a couple weeks. She gets little benefit for this card. She has one other Amex (SPG). I know cancelling an old card gets a credit hit. How old is old? She would like to start churning Alaska cards. If she cancels this & applies for the Alaska Amex (both Experian), does the timing matter, i.e. cancel apply same day/apply first, cancel later or vice versa?
There isn't an Alaska Amex. It's a Visa issued by Bank of America. I don't think timing will matter that much since these are different banks.