somewhat worrying. have seen similar reports on fatwallet. have a lot of chase cards including lot of recently opened ones and i am maxed out to about 99% on my aarp card (no gift cards, just regular spend, but have also been utilizing the 0% rate for first 6 months). time to cool things off with chase i think and hope i don't get tripped up. don't want to be the fat pig that gets slaughtered