Originally Posted by
msp2msy
I just applied this AM for my wife and it will be her 2nd (I've got 2 myself as well). If you happened to get the pending message but could then go on and select options, that typically indicates approval.
On my last run, I applied and got pending but did get the add options screen (this was my 2nd card). I don't think I called in but know I was approved by about 10 days later from my notes. I then received an email from Citi about 10 days later explicitly referencing my bonus.
In my experience, it doesn't hurt to call Citi but if you're declined, it's also very hard to convert to an approval so I don't even try anymore since each time it just resulted in another hit on my CR and another denial. Some have luck with the executive offices for reconsideration.
Good luck!
I applied for two 50k cards using two browser trick. Both the times I got "under review" message, however it also gave me "add options" choice. After going through the options, on the final screen, it showed me:
"Your card details:
Card name: Citi Hilton HHonors Visa Signature Card
Annual fee: $0.00
Selected Card Options:
You will receive the following optional services with your card(s):
Account online
You have requested enrollment Account Online.
user ID: ********
Password: ********"
I hope I got approved for both the cards.