Originally Posted by
josephstern
So I applied for this for my wife on 3/7 and got the "pending" message.
No communication since.
Any idea if that means I'm/she's done? Or might it still arrive in the mail?
I just applied this AM for my wife and it will be her 2nd (I've got 2 myself as well). If you happened to get the pending message but could then go on and select options, that typically indicates approval.
On my last run, I applied and got pending but did get the add options screen (this was my 2nd card). I don't think I called in but know I was approved by about 10 days later from my notes. I then received an email from Citi about 10 days later explicitly referencing my bonus.
In my experience, it doesn't hurt to call Citi but if you're declined, it's also very hard to convert to an approval so I don't even try anymore since each time it just resulted in another hit on my CR and another denial. Some have luck with the executive offices for reconsideration.
Good luck!