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Old Mar 6, 12, 8:54 am
  #9  
longhorn11
 
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
Originally Posted by drroot View Post
I always pay the full balance.

Nope. I had 5 chase credit cards six months ago.
During the last two months, I replaced two chase credit cards with some other chase credit cards.

Any idea?
So you're saying you already had 5 open accounts with Chase 6 months ago? Did you preemptively close your accounts? Or did you just transfer the credit lines when calling reconsideration?

As far as usage pattern, I meant for instance if you charge 3k to meet the spend, then quit using the card. If all of a sudden your usage pattern goes to zero and you keep spending on your new card that is going to trigger something internally.

If that's not the case, has anything changed on your credit report? I would think 4 years of history is fine compared to others that are getting 3-4 Chase cards with 2-3 years of history.
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