Originally Posted by
percysmith
Bankcomm - depends how much Octopus you use. Is it really worth getting a card for that? I have 15K Octopus recharges a year and the difference between Bankcomm and SCB PB VI is only 500 miles. But if you also have China spending, then the card's great.
Dining - fine. I don't have a Citibank Rewards either cos I don't do the shopping.
$30K - lucky you.
Fubon tax payment - you may use it. No fees but no points or rebates either.
OK, yep, probably about the same as you for Octopus in that case. No real China spending actually.
$30k is just the 25%, I've already paid off 75%! If I'm getting nothing from using a CC (apart from delaying actual payment by a month) then don't really see the need in using a cc.
Thanks again!
I guess in that case I should just get a Citibank Rewards card for my shopping and certain bill spend and then for the rest of my bills make sure I pay them on the weekend with Fubon.