Originally Posted by
percysmith
Amex exclusions - doesn't exclude natural disaster outright, merely notes services may be limited. If it can be proven to be available, Amex must provide it.
Yes, just wondering if Chartis would make everything possible and pull a 747 charter anecdote you've mentioned or whatever similar in such worst case while Amex _may_ theoretically limit themselves somewhat by referring to that clause. With your BUPA covering semi-private rooms, looks like Chartis is a tad better for above mentioned extreme situations?
Written report from doc will probably not be of any issue in such situation, especially since you (or someone else) would need to call up their hotline to get their services approved in advance anyways - assume that one would ask the insurance just to be sure on what else is needed and then be hopefully reminded on that.