Oh yeah, I guess I should point out also I have my bonus / card backwards. I applied for the personal card first, moved my statement close date to the 8th of the month, applied for the business card like 4-5 days after the personal card. The business card closes on February 8th or something (which I didn't change) and I have already received those points (12/28/2011). The personal card which I did change and got first, I have yet to receive those points although I already had a statement close (12/8/2011). That statement included the points for the credit card charges (58points for $58.00 in charges) but didn't include the bonus (50k).