Originally Posted by
dbh1
... in the case that someone just got a Citi AA Visa without getting the amex within a few minutes, why not wait a few months and get it with 50k?
Because a few months might be 18 months if they just got the Visa. I haven't gone for it myself, but some might not want to wait that long if they need 25K miles and could get this offer now.
Originally Posted by lwildernorva View Post
You're correct, you would want to apply for the 50K offers instead of this. This offer, however, makes some sense if you only applied for and received one of the 50K or 75K offers, instead of applying for both at the same time, since there's a loosely enforced 18-month hiatus between applications for separate personal cards (that the "two browser trick" apparently avoided) while the materials with this card acknowledge that you already have a personal card and assure you that Citi will not deny your application on "first-time cardholder" grounds (although Citi might on other grounds).
This.