Which offer is better? 10% extra value or 10 pts per $?
$100 or 10,000 points on a $1,000 card purchase as I figure it. Tough call.
10,000 is probably the bare minimum for a room at a crappy FI, CY or SHS while $100 cash might cover it even with taxes. At least 15,000 - 20,000 for something better like a RI or FS which you should be able to do for under $150 or $200.
Leaning towards the cash although it could be a better deal if you have a specific redemption property in mind and do the comparison....