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Old Nov 12, 2011, 2:56 pm
  #134  
booyaa
 
Join Date: Dec 2009
Location: ROC
Programs: Anything CC gives me
Posts: 1,118
Originally Posted by drbobguy
This will be two credit pulls. The business and personal card divisions are separate and show up as separate credit pulls. It's only if you apply for two personal cards on the same day that they will be combined.

But a business and personal app should go through if you do them simultaneously (two pulls). So you circumvent the citi 60-day rule but you don't get the two pulls combined.
Even two simultaneous personal apps with Citi can result in two pulls. Applied for Citi HH and Citi Premier in Aug. Got a pull from "Citibank NA" and another pull from "CBNA". I'm still trying to figure out why (and which cards) they use CBNA on some, and Citibank on others...
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