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Old Nov 9, 2011, 6:48 pm
  #12  
Ancien Maestro
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Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Originally Posted by tnmlyger
One thing worth considering: Evacuation costs can shoot up really quickly if you are unable to be flown commercially and/or need assistance from medical professionals during the flight. 100K might get you home trouble-free if you live in the US and are travelling in Mexico or Canada, but if you're farther away from home and develop a complication that necessitates an immediate evacuation, you can be in the 500K to 600K territory really quickly. I wouldn't go below USD 1 million in coverage and personally have a policy that pays up to USD 2 million for med evacs.

If things really go south, you could end up being saddled with a debt you won't be able to repay for the rest of your life if the coverage isn't high enough.
Amazing to consider how much travel costs shoot up when flying a private plane or jet..

For a 100K, a lot can be done with it.. 500K to 600K seems like flying to the moon territory to me. But in a medical emergency, its necessary.:-:
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