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Old Oct 24, 2011, 12:20 pm
  #39  
beltway
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Join Date: Feb 2003
Posts: 8,135
Originally Posted by birdseye
Applying for 2 Chase cards at once will get you an automatic denial on the second card. Calling the reconsideration line will probably get you the second card if you have no other Chase cards and your credit is good.
Or if you have other Chase cards & are willing to close and/or lower the credit line on one of them. Never close a Chase card before making an application, as it takes away a bargaining chip.


Chase seems to allow 1 new credit card every 30-60 days, 2 new credit cards in a calendar year, and more than that requires talking to the reconsideration line after denial. Some people report getting up too 5 Chase cards a year, after calling the reconsideration line for the last 3.
I opened 3 new cards inside of 6 months last year without doing the reconsideration dance, so it really does vary according to individual circumstances.
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