Originally Posted by
snowmt
Thank you premier card are now better than Chase Sapphire:
1) Points can also be transferred but must be used within 90 days
2) Effectively get 2 - 2.2 pts/$, or 2.66 - 2.83 c/$ with matching flight points.
3) Retention offers
4) Citi in general more consumer-friendly than Chase.
By the way, you will get more monthly points from checking account starting in Dec. Easily 600+ pts/month from basic checking,
and much more from citibank or citigold account. Check the fatwallet thread for details:
http://www.fatwallet.com/forums/finance/1123402/
You can also get the popular Citiforward card to get 5 pts from Amazon, dining, etc. and the points will be automatically pooled with your other thank you points.
A friendly reminder: TYPs earned from banking product is TAXABLE.
UR points can be transferred to partners while TYPs stuck at Citi.
Both cards have its own strength and weakness. It would be ideal to have both at least one each at the same household.
We will see how Sapphire Preferred annual fee to play out next year given Citi seems to be much more prone to offer reasonably good retention offer while Chase has been far and few in between.