Originally Posted by
Happy
They have steep competition from Chase UR - the UR earned from Freedom card can redeem for cash at $25 for 2500 pts if I remember it correctly. Not to mention that UR pts can be pooled so if you have Sapphire Preferred you can consolidate all UR pts in Sapphire's UR account therefore allows you to transfer it to airline miles or hotel points - often have 0.015 to 0.02 value.
Thank you premier card are now better than Chase Sapphire:
1) Points can also be transferred but must be used within 90 days
2) Effectively get 2 - 2.2 pts/$, or 2.66 - 2.83 c/$ with matching flight points.
3) Retention offers
4) Citi in general more consumer-friendly than Chase.
By the way, you will get more monthly points from checking account starting in Dec. Easily 600+ pts/month from basic checking,
and much more from citibank or citigold account. Check the fatwallet thread for details:
http://www.fatwallet.com/forums/finance/1123402/
You can also get the popular Citiforward card to get 5 pts from Amazon, dining, etc. and the points will be automatically pooled with your other thank you points.