Reward Points vs. Cash Back (which option and which card)
Hi. There are a number of posts that are similar to what I'm going to ask, but none completely answer my questions. I'm hoping for some help.
My wife and I are looking to get a joint credit card to put all of our joint expenses on (groceries, household expenses, personal travel, etc) and we can't seem to find the right card.
I currently have an Amex Platinum, Corporate Amex, and United Airlines Visa. I'm likely to cancel the Amex Platinum when the year is up because the fee is too high and I don't use the perks enough. The United Airlines Visa is great, but limiting with rewards.
We do like to travel frequently and are always looking for travel deals. Should we just get a cash back reward card is there a stellar travel reward card that can be used to transfer points to hotel, airline, and shopping? We've looked at the Fidelity cash back, SPG Amex, and Capital One Venture. None seem to fit, but maybe one is better.
Thanks for the advice.