Originally Posted by
Ancien Maestro
Picked up rental vehicle and the guy at the counter says.. I should buy additional insurance for peace of mind..
I have 2 vehicles with rental vehicle insurance on it.. and I've got 3 ccs with extra protection..
I fully appreciate your position; however, others may be differently situated.
In California, rental car companies provide only the minimum legally required liability insurance, which is 15/30/5. That translates to $15,000 for bodily injury, with a maximum of $30,000 per accident with multiple victims, and $5,000 in property damage. That is grossly inadequate.
A renter who has no primary or secondary auto insurance who gets into an accident where the damages exceed the rental company provided liability coverage may end up suing the rental company for not properly warning him or her about the need to be properly insured.