Originally Posted by
mabramovich
I got a credit report today and while Chase pulled my credit, there does not appear to be any record from Amex at all).
There are three nationwide credit reporting agencies: Equifax, Experian and TransUnion. Most card issuers report accounts to all three, but typically they only pull reports from one bureau per application. If the American Express inquiries do not appear on one report they probably did not use that agency on that occasion.