Originally Posted by
jdw715
I just sent a SM asking for a fee waiver. If I cancel the card, do I have 30 days to use my points or was it a year? Also, if i later get the Business card, can I use the same account as my Personal one?
You're talking about different accounts... You earn SPG points based upon spend on your AMEX account (personal or business). When your statement closes they issue the appropriate number of points to your SPG account. Unless they find fraud, your points are secure until used or expired. There is no mandate to maintain your AMEX account to keep your points (just don't close your AMEX account before the points post).