Originally Posted by GoingAway

Just a word of caution ... be responsible with the credit card if you get one.

Keep in mind that many who participate regularly on this thread are financially stable and able to "play" and cover problems or take risks, as needed. There are definite advantages to participating in the game, but don't go overboard or be irresponsible. You'll pay for it later and it won't be fun as someone just starting out. Many employers now look at your credit rating to measure your personal and fiscal responsibility, if you mess that up, your career can be dead before it ever started.

OTOH, enjoy what you reap from this and other schemes mentioned on FT and elsewhere.