8.1 Fees Overview. Some fees are expressed as a percentage of the payment amount. All fees are in U.S. Dollars unless otherwise stated. Any time a payment is made to a third party, the payment is made from your PayDivvy Balance. If you do not have an available PayDivvy Balance, PayDivvy will initiate a charge to your Default Payment Method to Load your PayDivvy Balance and then immediately transfer the funds from your PayDivvy Balance to the third party. If you use your credit card as the Payment Method, your credit card company may charge you a cash-advance fee.
Payment using a PayDivvy Balance: Free
Payment using a Bank Account: Free
Payment using a Debit or Credit Card: 3.5% of Transaction Value (fees may be applied retroactively)