Originally Posted by sdsearch

It can't be that simple, since for years now AA cards have all required spending to get the signup bonus, and yet in most cases they deny you for already having an AA card.

If you look at the T&Cs of the card, it says it's only valid for "new accounts". That's the wording the AA cards had when they used to be churnable (every 60 days or so). When AA cards stopped being churnable, the term changed from "new accounts" to "new cardmember".

All "new accounts" says is that if you get an additional card for an existing account, you can't get the bonus. But obviously a new app generates a new account, every time!

This implies the 40k offer might be churnable "Citi old school style" if it stays around long enough...