Your 5k offer is better than the 2k offer I just received in the mail. So I'd concur with the others that you should take it.
My question on the offer is this part in small print:
"
You currently have the Select & Pay feature available to you which can be used to request charges to be paid over time. If we approve your request, charges will be placed into Pay Over Time balance. The terms and conditions previously disclosed to you in the Select & Pay and in the Pay Over Time section of your Card member Agreement (including any amendments and supplements) apply to your enrollment in the Extended Payment Option."
I'm confused. If I already have Select & Pay, why would I need Pay Over Time since they sound like the same thing?
The following is so flattering:
"This feature is not available to everyone -- only select Cardmembers. ",
from Ed Gilligan, Vice Chairman.
Ha! Then why aren't they using my correct name on the letter?
