Old Feb 25, 11, 2:52 pm
A FlyerTalk Posting Legend, Moderator: American Express, Citi, Diners Club, Signatures
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Originally Posted by onetess View Post
... Amex Starwood?
Yes, that's the card.

Why would anyone bother to use the Citi card then?
0. The 25% SPG bonus applies only if points are transferred in blocks of 20,000 from Starwood to AAdvantage. For someone who charges a small amount per year the bonus is only theoretical.

1. Citi offers very aggressive new account bonuses, and because they issue cards on three networks (Amex, Mastercard, VISA) and issue both personal and business cards it's often possible to earn multiple bonuses.

2. Not every merchant accepts American Express.

3. MasterCard World and VISA Signature cards have a "no preset spending limit" feature. American Express credit cards do not (although there are anecdotal reports of American Express allowing some SPG cardholders to exceed their limit without penalty).

4. If you are a CitiGold account holder Citi may waive the annual fee on an AAdvantage card. American Express seldom waives fees.

5. The Citi card offers discounted award redemptions which are sometimes attractive.

6. Some people prefer the convenience of having miles deposited in their AAdvantage account every month.

7. Marketing by Citi and American Airlines.

Last edited by mia; Feb 25, 11 at 2:58 pm Reason: Multiple typographical and editing errors.
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