I applied for the 30k one (US citizen with SSN and US credit history) back in Feb and was refused by Citibank but accepted for the US Barclay's Mastercard. My Fico according to Equifax is over 810. The rejection from Citibank was "insufficient credit history". Now that I have the Barclays plus my orginal BofA Visa that I have had for almost 30 years, do I have a chance to get approved? I always pay in full any balance each month and on time.
I would be going for the 75k one, can't manage the 10k expenditure. How long do I have to wait after a rejection to try again? Do they actually call the phone you put for employer? I don't have a US employer but I can find something to put there as long as they don't call them.