just applied. I called before I did. If you click YES you have a card, then an abbreviated app comes up and has a phone #. I wanted to make sure before anyone pulled credit that I was actually eligible already having a Plat Biz and Plat Pers (which I only upgraded as they offered 25k each...need to change them back). The CSR said having a card does not make me ineligible and that the bonus would still apply.
But I did not get instantly approved. I chose to apply using my main business...that has real revenue etc. I also have a few rental homes but the revenue makes it look like a real loser so I avoided applying under that company--but that one does not have a card.
There were not lots of detailed antecdotes for this thread so I tried it myself.
Who knows if they will give it to me. I will keep you posted.
EDIT--approved 5 minutes after I postted this...which was right after I applied...notified via email.
Last edited by detony; Jun 9, 2010 at 8:48 am