Originally Posted by
fallinasleep
percysmith, do you know which HK-based credit card charges the lowest FX fees on overseas transactions? Doesn't need to earn miles. thanks
Public Bank HK's Platinum Visa, which charges no bank markup over Visa forex rate
http://www.publicbank.com.hk/en/retail_banking/cards#84. Most other HK banks charge 0.95% bank markup for Visa.
However, it still passes through Visa's 1% foreign currency surcharge, like other banks.